"Alfred Molon" wrote in message
...
What insurance would you recommend to a full time or part time stock
photographer ? I have been thinking that a liability insurance might
make sense, in case somebody sues. It could happen for instance that for
a photo of a specific building or other item a property release is
necessary and you might not know about it. Or something else might go
wrong.

I'd be curious to know what insurance is customary in the business.

Alfred Molon
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There may be two forms that you should ask an insurance broker about:

Acts, Errors and Omissions Insurance (AE&O); and / or Professional Liability
Insurance (usually including "hold-harmless" and "indemnity" coverage)

Depends on the country what these may be called.

AE&O would cover you for anything you did (that was wrong) = Acts; anything
you did, or tried to do, but did incorrectly (that was wrong) = Errors; or
anything that you should have done but didn't = Omissions. This would cover
such things as copyright clearances, ect.

Professional Liability may or may not be easily available to a photographer
however. It is similar, and will have similar coverage, to AE&O but will be
an even broader type of coverage and may be bundled with public and employer
liability insurance and other coverage.

Ask a commercial insurance broker.

Journalist