Harsh but fair.

Besides you can knock it up a lot more effectively in Photoshop.

Yes you could, but the total system to get this result will cost a number of
times the cost of the camera.
Although I do not consider such a feature usefull, there are people with
digital camera's, but without Photoshop or even without a PC.

So for some people these features are usefull, do not compare these features
with products costing a lot more.

ben